From now until September 30, support local businesses hardest hit by the past year, in‑person or online, and earn 1.5x your base points with any Vancity enviro™ Visa* card with Vancity Rewards™. Eligible businesses include these kinds below and will depend on how they've identified themselves to Visa network.¹
Bakeries &
ice cream parlours
Restaurants, eateries & fast food
Wineries
Second-hand stores
Salons & barbers
Health & beauty spas
Tourist attractions & museums
Local outdoor adventures
Not a Vancity enviro Visa cardholder?
Supporting local isn't the only way to make a difference. For every purchase with a Vancity enviro Visa card, you'll earn rewards for yourself while 5% of profits go to support Vancity envirofund™ initiatives.
Annual fee
$0
Interest rate
19.50%
Vancity Rewards
Earn 1 point every $2 spent
Annual fee
$99
Interest rate
19.50%
Vancity Rewards
Earn 1 point every $1 spent
Annual fee
$120
Interest rate
19.50%
Vancity Rewards
Earn from 1.25 to 10 points every $1 spent
.
Vancity's aim is to build vibrant, sustainable communities and that includes you. Access our Load Up on Local FAQ for businesses and other exciting opportunities.
See FAQsLegal
* Trademark of Visa Int., used under license.
¹ You will earn 50% more base Rewards Points per $1 on eligible purchases made with a Vancity enviro Visa card with Vancity Rewards from July 1, 2021 to September 30, 2021 (the “Offer”). Eligibility is based on the merchant code as classified under the Visa credit card network. Eligible purchases are those made at merchants classified by the Visa credit card network as: Bakeries (MCC 5462) are “Bakeries and ice cream parlors”; (ii) Eating Places and Restaurants (MCC 5812); and Fast Food Restaurants (MCC 5814) are “Restaurants, eateries, and fast food restaurants”; (iii) Tourist Attractions and Exhibits (MCC 7991); Aquariums, Seaquariums, Dolphinariums, and Zoos (MCC 7998) are “Wineries”, “Tourist attractions and museums” and “Local outdoor adventures”; (iv) Used Merchandise and Secondhand Stores (MCC 5931) are “Second-hand stores”; (v) Barber and Beauty Shops (MCC 7230) are “Salons & barbers”; (vi) Health and Beauty Spas (MCC 7298) are “Health & beauty spas”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply. If your Vancity enviro Visa card already has an accelerated earn rate in these select merchant categories, you will only receive points for the higher accelerated earn rate. For example, if you have a Vancity enviro Visa Infinite card that earns 1.25 Points with every $1 purchase, and has an accelerated earn rate of 2.5 Points with every $1 purchase at bakeries, which is 2x the base points (1.25 Points x 2 = 2.5 Points) and is a higher accelerated earn rate than the Offer which is 1.5x the base points, then you will earn 2.5 Points with every $1 purchase at bakeries, and the Offer will not apply. The Offer does not apply to Vancity enviro Visa credit cards without Vancity Rewards, or to cards issued by Vancity Community Investment Bank.